Twelve rules. All of them on-chain.

You never spend a cent

You put USDG in a jar. The money stays yours and can be withdrawn in full, any day, with no fee and no lock-up. Only the interest the jar earns ever moves. There is no subscription, no tip, no deposit fee.

The jar is a no-loss vault

Deposits sit in the Steakhouse USDG vault on Morpho — the same vault behind Robinhood Earn — and earn about 3.5–4% a year. Withdrawals are never paused, not by us, not by a bot, not by a creator. If the vault ever lost money, the loss would be shared pro-rata; see Risks.

Where the interest goes

Creators earn, never dump

A creator gets no free allocation. Their only coins are 3 of every 10 bought with fans' interest, and they unlock over three months. The jar is bound to the account ID (X, YouTube, Twitch…), not the name; one account, one coin; the coin exists only after the creator verifies. A creator can ask us to close a jar opened in their name — the pot goes back to the fans.

How buys happen

Nobody — including us — knows the minute of the next buy in advance, so nobody can stand in front of it.

Pots: jars for creators who aren't here yet

Anyone can open a jar for any creator. Interest collects in a pot. The day the creator verifies, the pot makes the first buy in the same transaction as the launch. Early fans get more: units are priced at 1 + pot / $2,500 — the first dollar of interest buys 5× the coins of a dollar that arrives at a $10k pot. If nobody claims in 180 days, the pot returns to the fans in proportion to their interest. Deposits were withdrawable the whole time.

Fandom jars for coins that already exist

Any coin on Robinhood Chain with locked liquidity and no transfer tax can have a jar — $PONS, $AI, $INDEX and others. No creator share: all 10 of 10 coins go to the fans. The list of eligible coins is curated and published; criteria are checked by people because the chain can't prove "locked" on its own.

Trading fees on creator coins

$FANZ only goes down

Every dollar the protocol earns — 15% of all interest, 0.25% of trades, boosts — buys $FANZ and burns it, by the same rules as jar buys. There are no points, no airdrops, no rewards for posting, no team allocation: the team bought at launch on Pons like everyone else. You don't need $FANZ to use FANZ.

What we can't do

Touch deposits. Pause withdrawals. Change 70/30 or 15/85 for existing jars. Give anyone free coins. Pick the time of a buy. Parameters (chunk size, price stops, P50) change only through a 48-hour timelock, and the one instant switch we keep moves funds to a safer source, never a riskier one.

What can still go wrong

Numbers on this prototype are demo data. Interest estimates assume a 3.5% base rate on USDG lending; rates and bonuses can end. Nothing here is financial advice.

The stack

Contracts: BackedVault, Registry, Keeper, PriceCheckpoint, Burner, FeeSplitter, DopplerLaunch. Source and audits will be linked here before launch.